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About Clear Mortgage

Clear Mortgage, The Clear Choice For Investors in Today’s Real Estate Market. Providing transitional funding for acquisition of financially distressed residential property. Clear Mortgage strives to make using hard money easy. Our goals are to provide quick, honest answers and to honor our commitments. As an investor looking to maximize your return, you have enough to worry about in today’s market. With Clear Mortgage, you won’t have to worry about whether or not your lender will deliver as promised.

Clear Mortgage has been a Private Lender in the Phoenix, Arizona metro area since 2008. We have done over 750 loans with no losses in that time frame. We have consistently provided double digit returns to our investors and provided much needed liquidity to the financially distressed home market.



Borrowers – Hard Money For Real Estate Investors

• Trustee Sale Funding
• Bank Owned Property Sale Funding
• Cash for Auction Purchases
• Cash Funding for Short Sales & REO Properties
• Immediate Funding for Time Sensitive Real Estate Acquisitions

Borrowers – Hard Money Key Information

• No Points or Permanent Penalties
• 18% Monthly Interest Only payments
• 70% LTV and 20% Down
• $500 Processing Fee
• No Interest Reserve
• 6 Month First Position Note
• In House Recording | Delivery to Trustee | Property Insurance | Title Insurance

Investors – Clear Choice Fund


Clear Choice Fund Investors – Hard Money

• Higher Returns than other fixed income investment opportunities with comparable risks.
• Loans are put through a stringent asset-based lending program with a maximum loan to fair market value exposure of 70% (historical average 57%) and loan to purchase price of 80%.
• Secured by first-position Deeds of Trust, promissory notes, and personal guarantees of the borrowers. The residential real estate is highly marketable and easily liquidated
• Clear Mortgage’ loans to borrowers are short-term in nature (historical average 107 days) and therefore are not as susceptible to market fluctuations.
• Invest from your IRA or other tax qualified accounts for tax deferred or tax free income.
• Clear Mortgage has a proven, successful track record! Over 750 loans and no losses!

Michael and Brian Coffman

Michael and Brian Coffman have 40 years’ combined experience in lending, real estate, architecture, construction, sales, and operations on the local, national and international levels. With their extensive backgrounds, along with their current Mortgage Broker, Real Estate, and Architecture licenses, they can be your valuable partners in achieving success.