Real estate capital,
on your timeline.
Fix & flip, rehab, bridge, and small-builder loans from a direct asset-based lender with 15+ years of experience and over $1B funded across thousands of deals. Most files close in 3–7 business days.
- 15+
- Years lending
- $1B+
- Funded
- 3–7
- Days to close
- 1000s
- Deals funded
One lender.
Every stage of the deal.
From the courthouse steps to the certificate of occupancy — we underwrite the asset, close on your schedule, and stay in the deal until you exit.
Bid at auction with capital already committed.
Trustee sales don't wait. Our pre-approved investors show up to the courthouse steps with a lender on standby — winning bids can wire within 24 hours of a clean prelim.
Wire upon clean prelim
Aggressive on strong assets
Our capital, our decision
We win on performance, not price
The shortest distance between a deal and a wire.
Send the deal
Submit address, budget, and exit plan. No app fees, no credit pull.
Term sheet in hours
We underwrite the asset — not a stack of paperwork — and quote fast.
Close in 3–7 days
Complete files fund on your timeline. Trustee & auction wire within 24 hours of a clean prelim.
The C.L.E.A.R. difference.
Five words we hold ourselves to on every deal — from the first phone call to the final payoff.
Transparent terms. No junk fees or surprise changes at closing.
We back repeat borrowers who execute well and communicate.
Fast, competent underwriting and on-time funding.
Real people you can call to talk through a deal.
If your deal doesn't fit our box, we'll tell you fast and point you in the right direction.
Deploy capital with us.
Earn monthly income on senior-secured, asset-backed real estate loans in Arizona and Utah. Short duration. Real collateral. Accredited investors only.
Borrowers who came back.
"Clear funded our trustee-sale purchase in 26 hours. Straight answers, and we've done six deals with them since."
"They actually understand construction draws. Our inspector clears the work, the wire hits the same day."
"Bridged us to a DSCR loan in 5 days when everyone else said 30. Repeat borrower for life."
Common questions.
The stuff every borrower asks. Full FAQ over on the resources page.
All resources →How fast can you actually close?＋
3–7 business days on complete files. Trustee and auction files fund within 24 hours of a clean prelim.
Do you pull credit to quote?＋
No. We underwrite the asset first. Credit reviewed at final approval only.
What states do you lend in?＋
Arizona and Utah, as a direct lender in both markets.
Any prepay penalty?＋
Never. Pay us off whenever your exit is ready.
Have a deal on the clock?
Call us directly. Approved auction files can fund in 24 hours.